Get Preapproved

                                                     

Get preapproved for a mortgage before you shop for your new home – and get more bargaining power.

The benefits of a preapproval:

  • Determine your affordable price range.
  • Knowing the range of affordability greatly aides your new home search.
  • Shows you are a serious buyer.
  • Having a pre-approval gives you added leverage when buying a home.
  • Makes your offer more attractive.
  • Sellers know that a pre-approval means you are ready to buy.

Talking to a licensed Loan Officer is an important step to getting the right mortgage loan. Every borrower is different and a Loan Officer knows which questions to ask in order to best match you with the right loan and monthly payment.

Our most popular mortgage loan options for first-time home buyers

USDA loans are very popular with low to moderate income borrowers.  It is possible to borrow over the purchase price to cover your closing costs.  Your loan officer can go over all the details with you.

Freddie Mac also has two programs.  The Home Possible and the Home Possible Advantage.  Both give the advantage of fixed rates, along with lower private mortgage insurance fees.  

 

Don't forget you have free access to our industry leading mortgage calculators to help you determine which program is best for you.


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